Quotation Request

Dog Grooming

Personal Details
Your Requirements
ERN
Your Information
*Hidden* Calculation

Personal Details

Duty of Fair Presentation

It is your responsibility to provide complete and accurate information to insurers and us prior to and when you purchase an insurance policy, throughout the life of the policy, and when you renew that policy. Failure on your part to immediately disclose information relevant to your insurance or any inaccuracies in the information given could result in your insurance cover being invalid or not fully operative. All statements and material facts disclosed on proposal forms, statements of fact, claims forms and other documents should be full, true and accurate. Material facts are those that would influence an insurer in deciding whether to accept a risk and the terms and conditions that would apply. Where forms are completed or partially completed on your behalf, you should check them for accuracy before signing. If you are in any doubt as to whether a fact is relevant, you should disclose it and then ask for guidance.

We are an independent insurance intermediary and offer a specialised range of products and services from Hiscox Limited. We act as an agent of your insurer when operating under a delegated authority agreement.
Your name:
Eg. John Smith
Your email address:




Your phone number
Business Name
Eg. Johns Dog Grooming or the Ltd company name.This will appear on your documents, so please ensure it is correct.
Business Address

ACTIVITIES COVERED

o Grooming of dogs, cats, rabbits, guinea pigs or other small domestic furry animals including Mobile Grooming;

o Microchipping dogs, cats, rabbits, guinea pigs, other small domestic furry animals or fish;

o The following treatments and therapies: aromatherapy, reiki (including training), crystal healing, Tellington Touch, animal massage therapy, pet hydrotherapy, pregnancy scanning and fertility testing

o Collection and delivery associated with the above.

Please confirm that this is acceptable.
Please email [email protected] with any different activities that you undertake

TRAINING and ACCREDITATION

Please confirm that you have at least 2 years experience or recognised training and accreditation for Grooming, Microchipping, treatments or therapies used in your business.
Unfortunately at this time we are unable to offer you a quotation.
Who is your current Insurer?
Have you made any claims in the last 5 years?
Please provide further details
Date of Claim Amount Paid Brief Details
Add row
Please confirm this is all the claims information to disclose.
Unfortunately at this time we are unable to offer you a quotation.
If you have a discount code please enter it:
Please note, the codes are case sensitive

CHOOSE YOUR COVERS

Public and Products Liability

Public and products liability insurance covers you when you have to pay compensation to any third- party for accidental injury to them or damage to their property, occurring during the period of insurance and as a result of your business.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.

Employers Liability

Employers’ liability insurance is compulsory cover for most companies with employees. It covers you for compensation you have to pay to your employees for accidental injury to them, occurring during the period of insurance and in the course of their work for you.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.

An Employee is any person working for you in connection with your business who is:
• employed by you under a contract of service or apprenticehsip;
• hired to or borrowed by you;
• under your control or supervision and is self-employed or working on a labour-only basis;
• engaged by labour-only sub-contractors;
• a labour master or a person supplied by him;
• engaged under a work experience or training scheme;
• a valuntary worker engaged with your permission.
Do you wish to include Employers Liability cover?
(this includes part time staff, volunteers or helpers)
(we cover businesses with up to 5 employees)

Property Away and in Transit

Tools and Equipment insurance protects you when your business equipment is accidentally lost, damaged or stolen while away from the insured premises. Stock insurance covers the cost of repair or replacement at the cost price to you. We will pay you for damage occurring during the period of insurance at any location stated in your schedule.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.
Do you wish to cover your business equipment?
Business equipment sum insured:
Please note: sum insured should be total value of all tools if replaced as new.
£

Personal Accident

Personal accident insurance provides a benefit amount following accidental bodily injury which results in the death or permanent or temporary disablement of an insured person. We will pay you the applicable benefit amount shown in the schedule if the death or disablement arises from an incident occurring during both the period of insurance and the active time shown in the policy schedule.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.
Do you wish to include Personal Accident cover?
If YES, you should include all partners, directors and employees.
If YES, insured persons must be between the ages of 16 and 70.

Buildings Insurance

Buildings insurance protects you when your buildings are accidentally damaged. We will pay you for damage occurring during the period of insurance, up to the amounts shown in your schedule.
We will pay the cost of rebuilding or repairing buildings following loss or damage caused by:
• storm, flood or escape of water;
• fire;
• accidental damage;
• subsidence, landslip or heave; or
• theft.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.
Do you wish to include cover for any Buildings?
The property must not be listed in any way and does not have a history of flooding or subsidence.
The property must not have any flat roof sections and must be of Standard Construction to be covered. Standard Construction means the property is built and/or roofed with:
• brick
• stone
• concrete
• slate
• tiles
• concrete
• metal
• or any other non-combustible material

Buildings Cover may only be sold with Contents Cover.
Can you confirm your premises has not been the subject of any flooding?
Can you confirm your premises has not been the subject of any subsidence?
Can you confirm your premises is of standard construction built of Bricks, Concrete / Blocks, Stone , Steel , Tiles / slate on roof?
Does the building have a wooden roof or other combustible portions?
Can you confirm that this is less than 50% of the total building?
Buildings sum insured:
The buildings, which belong to you or for which you are legally responsible, at the premises stated in your schedule, including:
1. outbuildings and annexes;
2. fixtures and fittings, fixed fuel tanks;
3. solar panels and other renewable energy generating equipment;
4. walls, gates, fences, car parks, yards, private roads, pavements and paths; and
5. pipes, ducting, cables, wires and associated control equipment at the premises and up to the public mains.
£

General Contents Insurance

Contents insurance protects you when the contents of your insured premises are lost, damaged or stolen. We will pay you for damage occurring during the period of insurance, up to the amounts shown in your schedule.
We will pay the cost of repairing or replacing items following loss or damage caused by:
• storm, flood or escape of water;
• fire;
• accidental damage; or
• theft, even where there is no evidence of forced or violent entry to the premises.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.
Contents cover includes Money cover at no additional charge
Do you wish to include cover for any Contents that remain in your business premises?
The property must not be listed in any way, must not have any sections of flat roof and must not have a history of flooding or subsidence.
Can you confirm your premises has not been the subject of any flooding?
Can you confirm your premises is of standard construction built of Bricks, Concrete / Blocks, Stone , Steel , Tiles / slate on roof?
Computers and ancillary equipment sum insured:
Computers, handheld devices and ancillary equipment, which belong to you or for which you are legally responsible, including software and data carrying media but excluding data or information entered by you or on your behalf.
£
Stock, samples and goods held in trust sum insured:
Consumable goods, merchandise goods, samples, partially finished goods awaiting completion and goods held in trust, including customers’ goods for which you are legally responsible.
£
General contents sum insured:
The contents of the insured premises used in connection with your activities, which belong to you or for which you are legally responsible, including:
1. fixtures and fittings, tenant’s improvements, decorations and general contents including, if attached to the building, external signs, aerials and satellite dishes;
2. pipes, ducting, cables, wires and associated control equipment within the insured premises and extending to the public mains; and
3. equipment, machinery and plant;
£
Specified items (included within and not in addition to overall amount insured above)
*CURRENTLY HIDDEN* as per client's request
DescriptionAmount Insured
Add row

Business Interruption Insurance

Business interruption insurance protects you when you are unable to carry out some or all of your activities due to an unforeseen interruption which results in a financial loss to you. We will pay for your loss of income, loss of gross profit or loss of fees, as shown in the policy schedule, where the interruption is caused by damage or certain other circumstances occurring during the period of insurance.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.
Do you wish to include cover for Business Interruption?
Business Interruption Cover can only be sold with Contents and/or Property Away and In Transit Cover.
Loss of income:
For loss of income, the difference between your actual income during the indemnity period and the income it is estimated you would have earned during that period or, if this is your first trading year, the difference between your income during the indemnity period and during the period immediately prior to the loss, less any savings resulting from the reduced costs and expenses you pay out of your income during the indemnity period.
£
Loss of Income has a 12 month Indemnity Period.
Increased costs of working only:
*CURRENTLY HIDDEN* as per client's request
If selected then you cannot select Loss of income.

The costs and expenses necessarily and reasonably incurred by you in order to continue your activities or minimise your loss of income or loss of gross profit or loss of fees during the indemnity period, but not exceeding the loss of income or loss of gross profit or loss of fees saved.
£
Outstanding debts:
*CURRENTLY HIDDEN* as per client's request
Outstanding debts owed to you relating to your activities which you are unable to recover following loss of your accounting records held at an insured premises as a direct result of insured damage occurring during the period of insurance at those insured premises.
£

Professional Indemnity

Professional indemnity insurance covers you for compensation you have to pay to your clients or any other third parties as a result of problems with your work.
Cover provides for
• negligence or breach of duty;
• your advertising or branding mistakes;
• infringement of intellectual property rights;
• defamation, libel and slander;
• work undertaken on your behalf by sub-contractors or outsourcers;
• dishonesty of your partners, directors, employees, sub-contractors and outsourcers.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.
Do you wish to include cover for Professional Indemnity?
(Limit £100,000)
Retroactive Date - if you require a retro active date, earlier than the start date of your policy, then please add it here, otherwise leave blank
Please list what business activities you undertake:

Legal Protection

Legal protection insurance covers you for legal costs, including solicitors’ and barristers’ fees, court costs, expenses for expert witnesses, attendance expenses and accountants’ fees. It will also pay the costs of appealing or defending an appeal.
The policy covers:
• employment disputes;
• compensation awards;
• legal defence
• property protection;
• personal injury;
• tax protection;
• contract disputes;
• debt recovery.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.
Do you wish to include cover for Legal Protection?
(Limit of indemnity is £100,000)
When do you need cover from?

Crisis Containment

Crisis containment insurance covers you for the costs of engaging the services of a public relations crisis specialist in relation to a covered claim under any section of your Hiscox policy.
This is just a summary and you should read the Policy Wording and Policy Summary for full details.

This cover is provided automatically for you without charge - all our policy include this section.

ERN

Is the Business exempt from the requirement to have an Employers Reference Number (ERN)?
Do you know your Employers Reference Number (ERN)?
If you are unable to provide the ERN at this stage we will contact you at a later date to obtain this information

Your Information

Can you confirm that all the information provided is correct?
Please use the tabs above or the 'Back' button below to go through the previous pages and check the information you have entered if you need to.
Please make any amendments required before you click 'Next'.

*Hidden* Calculation

When adding new policy wording, also add to Useful Documents and update links in QS
RatesVersion
DocumentsVersion
Hiscox Policy Number
If this is a New Business case, leave this field blank - the Hiscox policy number will be populated automatically when the case is placed On Cover.

If the client already has an existing Hiscox policy number, by way of a policy not previously set up in SchemeServe, please enter it here:
HiscoxUMR
HiscoxBuildingsPolicyWording
HiscoxContentsPolicyWording
HiscoxToolsPolicyWording
HiscoxPLPolicyWording
HiscoxELPolicyWording
HiscoxPIPolicyWording
HiscoxBIPolicyWording
HiscoxMoneyPolicyWording
HiscoxPAPolicyWording
HiscoxLegalPolicyWording
HiscoxCrisisContainmentPolicyWording
Postcode
Postcode No Space
Flood
Subsidence

MTAs & Cancellations

HiddenAnnualDays
This is used to calculate the number of days in a policy year and will account for leap years.
HiddenMTADays
This is used to calculate the number of days remaining on cover on an adjustment or cancellation record.
 
Do you want to cancel this policy
Remaining days to end of term
Does this client pay by DDM?
Is this an ANNUAL DDM case?
 

Index Linking

Index Linking Date
Buildings Index Linking
Contents Index Linking
Tools Index Linking
OriginalRatesOrRatesReRun
This field will be set in the renewal rating file if any sums insured are to be subject to index linking at renewal.
This field is used as a check to determine how many times the rating has been run at renewal.
This essentially prevents index linking being applied to a sum insured more than once if the rates are updated on the matrix tab or via the Re-Run Rules button.
BSI Matched
CSI Matched
TSI Matched
 
Business Interruption Multiplier
BI Loss Income Multiplier
BI Increased Cost Multiplier
BI Outstanding Debts Multiplier
Public and Products Liability Fee
£
Employers Liability Fee
£
Professional Indemnity Fee
£
Personal Accident Fee
£
PA Cover Capital
PA Cover Weekly
Legal Protection Fee
£
Total Claims Amount
£
Total Premium
£
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